Considering returning to SA?
It will be Lekker to have you home

Moving back to South Africa from the UK is exciting but having to manage a number of financial aspects across borders can be overwhelming. For example: how important is it for you to determine your tax residency status in both the UK and SA? If you have a pension, do you keep it in UK or invest it offshore? It’s critical to do your financial planning before you relocate to avoid costly mistakes. Book a complimentary consultation now with our experts - we can help you with everything from wealth to tax to foreign exchange transfers, to ensure a smooth financial transition.

Book your complimentary consultation

Some of the services we offer:

Financial planning

Our financial advisors can advise you on how to grow and protect your wealth. Our experts have an in-depth understanding of the UK and South African tax systems and the laws and regulations that impact cross-border finances. We also operate in the offshore market and can give you tips on balancing investments between South Africa and the UK.

currency-euro-dollar-exchange
Forex

Sable International and its partners are fully regulated in South Africa, the UK, EU and the US and will transfer your funds at competitive rates with all fees disclosed upfront. We help you work out your income and capital needs in South Africa so you only transfer the amount that you are planning to spend in the country as retaining funds offshore can hedge against a weakening currency.

Tax advice

We ensure you comply with UK and South African tax regulations. We will make sure you know your tax residency status in the UK and South Africa, as this will impact how your income and worldwide assets are taxed.

Retirement

We provide tailored advice on managing UK pensions from abroad making sure that your long-term financial goals are considered. We also advise which pensions are exempt from tax in South Africa which can be a significant boost for your finances.

Sable International Logo - Large

Cross-border financial and immigration experts

We have about 30 years of experience helping businesses and private individuals with international interests, offering full-service solutions through our citizenship, residency, wealth, tax and forex divisions. If you’re ready to embark on your journey to global citizenship, we're here to help.

Book a complimentary consultation

For a limited time only, our wealth advisers have opened up their diaries to offer complimentary consultations for expats looking to return home to sunny South Africa. Once you book your consultation, we'll be in touch to coordinate the best time for your schedule.

 

London Sable International, St Swithin's Lane
Cape Town Sable International, Regent Square

What our clients have to say

  • "Excellent customer service. Excellent rate. Delivery fast. No complaints!"
  • "Service is outstanding, communication is great and I can speak to a real person. Highly recommend Sable for international money transfers."
  • "Always a good experience dealing with Sable consultants. They are well-mannered, professional and helpful."
  • Anthony C.
  • Heather O.
  • Lorraine J.

Contact our specialists to explore your options.

Meet your wealth team:

  • Bill Monty
    Bill Monty
    Independent Financial Planner and Mortgage Adviser
  • Lauren Meeser
    Lauren Meeser
    Business Director: Sable Wealth
  • Julian Adshade
    Julian Adshade
    Wealth Adviser
  • Niel Pretorius
    Niel Pretorius
    Wealth Director - Head of Cross Border and Technical
  • Mullisa Baatjes
    Mortgage Liaison Officer
  • Ané-Brink
    Ané Cardis
    Paraplanner Team Leader
  • Claudia Mendes
    Cláudia Mendes
    International Financial Planner
  • Ian Henning
    Ian Henning
    Independent Financial Planner and Mortgage Adviser
  • James Barnett
    Managing Director: Sable Wealth
  • Bill Monty
    Independent Financial Planner and Mortgage Adviser

    Bill grew up in Durban, on the East Coast of South Africa, where he attended Durban High School.

    He previously worked as a claims, service and retention manager with Neilson Financial Services, before joining Sable International's wealth team. Bill focuses on individual and corporate financial planning, mortgage advice and company employee benefits such as auto enrolment and insurance.

    He is energetic, driven, loyal and enjoys spending time with his two children. When he has a spare moment, he manages to squeeze in a bit of fly fishing, snooker and golf.

    Read Bill's latest articles and insights.

  • Lauren Meeser
    Business Director: Sable Wealth

    Lauren has an Advanced Postgraduate Diploma in Financial Planning from the University of the Free State in South Africa and obtained a Diploma for Financial Advisers from the London Institute of Banking & Finance.

    She has been working in the financial planning industry since 2005 and previously worked as a practice manager and as a financial planner. She is a Certified Financial Planner® professional and a member of the Financial Planning Institute.

    At Sable International, Lauren is the Business Director of our Wealth division and is responsible for the operational and compliance overview for both the South African and UK offices.

    Outside of work, she enjoys going to the theatre.

  • Julian Adshade
    Wealth Adviser

    Julian grew up in South Africa and the UK and previously worked in wealth management for some of South Africa’s largest banks.

    He holds several financial planning qualifications including a postgraduate diploma in financial planning from Stellenbosch University. He is a Certified Financial Planner® and a member of the Financial Planning Institute of South Africa.  He is also a member of the Chartered Insurance Institute in the UK.

    Julian specialises in advising South Africans on internationalising their wealth, South African’s relocating to the UK and on the odd occasion South Africans returning from abroad.

    Outside of work, he enjoys spending time with his wife and two children or up a mountain on his mountain bike or attempting to play golf.

  • Niel Pretorius
    Wealth Director - Head of Cross Border and Technical

    Niel grew up in Plettenberg Bay, South Africa. After being admitted as an attorney in 1999, he spent nine years practising in family law, estate planning as well as litigation.

    His career in finance began in 2008 after qualifying and specialising in offshore financial services. Prior to joining Sable International, he worked in Cape Town and Zambia as consultant and country manager for a large international financial consultancy.

    Niel specialises in offshore structuring and planning, with cross-border trust, tax and succession planning being his speciality.

    He enjoys being outdoors in the African bush and in the ocean.

    Read Niel's latest articles and insights.

  • Mullisa Baatjes
    Mortgage Liaison Officer

    Mullisa is a dedicated linguistics professional holding a Master's degree in Linguistics, currently pursuing CeMap (Certificate in Mortgage Advice and Practice) studies part-time while excelling in a career at Sable International, where she has served for over eight years. She supports mortgage advisers by managing all communications with lenders, solicitors, estate agents, and clients to ensure seamless mortgage application processes.

    Having already passed CeMap 1, she combines linguistic expertise with a growing knowledge of mortgages, contributing significantly to the company's success.

    Outside of work and studies, Mullisa leads a fulfilling personal life as a devoted spouse and parent to two children. She enjoys exploring her city's cultural gems, frequenting museums, and visiting iconic historical sites to enrich her understanding of language and culture.

    In her leisure time, Mullisa indulges in outdoor pursuits such as hiking, beach walks, and camping, which complement her academic and professional endeavours. Her diverse interests and commitment to continuous learning reflect her proactive approach to personal and professional growth.

  • Ané Cardis
    Paraplanner Team Leader

    Ané grew up in Cape Town and completed her BComm studies at Stellenbosch University in 2014. In 2015 she went on to obtain her postgraduate diploma in financial planning through the University of Stellenbosch Business School. Ané is a Certified Financial Planner and a member of the Financial Planning Institute.

    Ané previously worked for Sanlam and joined the Sable Wealth team as a Paraplanner in 2018. She assists the financial advisers and clients with the research, technical and product knowledge as well as the implementation of the advice given. 

    Ané loves spending time with her husband, daughter and family and thoroughly enjoys gardening and reading.

  • Cláudia Mendes
    International Financial Planner

    Cláudia was born in a small town called Welkom in the Free State, South Africa. She studied at the University of Johannesburg, where she obtained her B-Com Honours in Financial Planning and later obtained a diploma in Investments through the University of the Free State. Cláudia joined Alexander Forbes for 11 years before relocating to Cascais, Portugal where is is now one of Sable Wealth's cross border financial advisors.

    She is a Certified Financial Planner, is a member of the Financial Planning Institute (FPI) in South Africa, an Associate member (ASCI) for the Chartered Institute For Securities & Investment (CISI) in the UK, is a member of the Federation of European Independent Financial Advisers (FEIFA) in Europe, and holds an Advance Certification with the Cyprus Securities and Exchange Commission (CySEC).

    As a cross border financial planner, Cláudia assists clients who are from, or have a link to, multiple jurisdictions which include SA, the UK, the EU and the US.

    In her free time, she loves spending time outdoors, staying active and socialising with family and friends. 

    Download Claudia's Wealth brochure.

    Read Cláudia's latest articles and insights.

  • Ian Henning
    Independent Financial Planner and Mortgage Adviser

    Ian grew up in South Africa and moved to the UK in 2004. He kick-started his financial career with Sable International as a mortgage advisor.

    After this, he moved to Kinleigh Financial Services where he worked as a mortgage broker for four years.

    Ian then returned to Sable International. In 2013, he obtained his Level 4 Diploma in Financial Planning and has been helping his clients with all their investment and mortgage needs ever since. Ian also runs the mortgage team at Sable and is part of the investment committee.

    He enjoys playing golf and spending time with his family.

    Read Ian's latest articles and insights

  • James Barnett
    Managing Director: Sable Wealth

    James grew up in South Africa and moved to the UK in 1999, and since then has lived and worked in the UK, South Africa and Mauritius.  He is a Chartered Accountant by profession, completing his Articles with EY.

    James has almost 30 years of experience in the Financial Services and Professional Services sectors.  His career has spanned Audit and Business Valuations at EY, Market Risk at Credit Suisse, Strategic Change Management at Credit Suisse and UBS, Financial Services Audit and Corporate Finance as a Partner at Grant Thornton, and Financial Planning and Wealth Management as Director and later CEO of Plexus Wealth.

    James now leads the Sable Wealth team from London on a growth journey from Good to Great, and hopes to make a meaningful contribution towards Group strategic goals and revenue synergies.

    Outside of work  James loves travelling, snowboarding with friends, stand-up paddle boarding with his wife, swimming in the ocean and spending time with his children and family.

The Sable International Group

1995

Founded over 30 years ago in London

10+

Offices helping clients across four countries

250+

Dedicated staff across our business divisions

2m+

Clients helped with global services

89.6

Net promoter score from happy clients

Get in touch

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